To improve a client’s risk profile and achieve a lower cost of risk, reduce premiums and expanded coverage, LRS advisors, in collaboration with our clients, invest the time necessary to survey and analyze operations, exposures, corporate culture and management’s priorities. Strategies are developed and implemented to mitigate risk. Underwriters who understand that our clients are committed to improve their risk profile by mitigating losses are more apt to offer insurance products that are better priced with more comprehensive coverage.

Rising health care costs have to be managed as part of a larger complex ecosystem where employer and employee relationships intersect. In addition to helping contain costs for the employer and employee alike LRS compliments client HR departments with a host of signature support services including compliance and regulatory support, employee communication and claims advocacy, to name a few.

Personal portfolios are often valued most. To bridge the gap to protect these assets well, care and dedication in the service are the principal drivers of client engagements. Affluent clients benefit from our relationship with carriers that offer insurance solutions suited to meet their complex needs.